Jo Yumul is a certified public accountant with at least twenty years of extensive experience as a licensed real estate broker, appraiser and consultant. She is the President of CitySense Realty Services Inc. (CSRI), a company engaged in residential, commercial and office sales and leasing, valuation, consultancy and land consolidation services. She also owns Joyous Realty which provides other types of real estate brokerage services.

Earlier in her career, Jo worked with the team that formulated the credit analysis, mortgage finance and loan origination processes to operate the country’s secondary mortgage market system under the National Home Mortgage Finance Corporation (NHMFC) – a program that greatly helped fuel the low-cost housing industry.

Over the years, her organizational and leadership skills have been called upon by different parties to initiate, set-up, and implement several service companies which include telemedicine, credit card debt negotiation, theme park operations, and memorial park development and sales. Simultaneously, she developed skills in setting up operational systems, business development and training development while serving as accountant, consultant, independent auditor and comptroller of a few corporations.

She was the Executive Vice-President of the Philippine Association of Real Estate Boards (PAREB) Rizal Chapter in 2011 and is a professional lecturer on various continuing education programs on real estate brokerage, taxation, investments and finance.

Jo is an active Rotarian and served as Centennial President from 2004-2005 of the Rotary Club of Makati-Jupiter where she bagged 3 service and excellence awards from District 3830.